Please read and accept these Terms of Services carefully before using Jupiter Edge.
The words “Jupiter Edge”, “We” and “Us” refers to LivQuik Technology (India) Private Limited, a company incorporated under the laws of India and having its registered office at B-206, Supreme Business Park, Hiranandani Gardens, Powai, Mumbai-400076.
The words “you”, “your”, “user” or “yours” refer to the account holder using Jupiter Edge. The terms / words not defined herein shall have the same meanings as defined in the Terms & Conditions applicable to the use of LivQuik.
Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition, this page contains important information regarding the Terms and Conditions (“T&Cs”) applicable to the user when availing any services from the LivQuik mobile application known as “Jupiter Edge”. Please read the T&Cs carefully before using Jupiter Edge. By using Jupiter Edge, you signify your agreement to be bound by this T&Cs.
These Terms of Services (ToS) supplements and are in addition to, and not in derogation of, the applicable Terms & Conditions of LivQuik and will continue to be governed by regulations of Reserve Bank of India (“RBI”) on prepaid payment instruments (PPI).
These Terms & Conditions apply to all transactions on or through Jupiter Edge “Mobile App” involving Jupiter Edge and form the contract between the Jupiter Edge holder and LivQuik subject to which Jupiter Edge is issued by LivQuik Technology (India) Private Limited. In relation to these Terms & Conditions :

In this document, the following word and phrases shall have the following meanings:

A person desirous of availing Jupiter Edge should apply to LivQuik using its mobile application Jupiter Edge Merchant and accept Terms & Conditions laid out for the use of Jupiter Edge. Jupiter EdgeMerchantJupiter Edge LivQuik shall have a right, not to consider any application, without assigning any reason.

You hereby authorize LivQuik, directly or through third parties, to make any inquiries we consider necessary to validate your identity and/or authenticate your identity and account information. This may include asking you for further information and/or documentation about your account usage or identity, or requiring you to confirm identification by furnishing KYC documentation, ownership of your email address, telephone number or financial instruments, among others. This process is for internal verification purposes.

If the customer with minimum detail semi-closed PPI upto Rs. 10,000 desires to upgrade to full KYC PPI, he shall be allowed to do so after completing the full KYC as per RBI’s Master Directions on KYC, after which, his outstanding limits will increase upto Rs. 2,00,000. Below are the conditions in case his product is upgraded to a full KYC PPI:

These Terms and Conditions and/or the Transactions shall be governed by Indian law and all courts in Mumbai shall have the exclusive jurisdiction as regards any claims or matters arising out of the use of Jupiter Edge.

THIS LIVQUIK USER AGREEMENT (“AGREEMENT”) IS A CONTRACT BETWEEN YOU (“YOU” OR “USER”) AND LIVQUIK TECHNOLOGY (INDIA) PVT. LTD. THIS AGREEMENT GOVERNS YOUR USE OF LIVQUIK’S MOBILE PAYMENT AND DIGITAL WALLET APPLICATION AND ALL RELATED SERVICES (COLLECTIVELY “JUPITER EDGE”). TO USE JUPITER EDGE, YOU MUST: (1) BE AT LEAST EIGHTEEN YEARS OLD AND A CITIZEN OR LEGAL RESIDENT OF INDIA; (2) READ, AGREE WITH, AND ACCEPT ALL THE TERMS AND CONDITIONS OF THIS AGREEMENT; AND (3) COMMUNICATE YOUR ACCEPTANCE OF THIS AGREEMENT BY CLICKING ON THE “REGISTER” BUTTON. IF YOU DO NOT CLICK ON THE “REGISTER” BUTTON, YOU WILL NOT BE ABLE TO USE THE JUPITER EDGE APPLICATION (“APPLICATION”) OR ACCESS JUPITER EDGE. YOUR USE OF JUPITER EDGE ALSO COMMUNICATES YOUR ACCEPTANCE OF THIS AGREEMENT, AS IT MAY BE MODIFIED FROM TIME TO TIME. THIS AGREEMENT INCLUDES THE PROVISIONS BELOW AND THE PROVISIONS OF LIVQUIK’S PRIVACY POLICY (“PRIVACY POLICY”) AND E-SIGN POLICY (“E-SIGN POLICY”), BOTH OF WHICH ARE POSTED AT LIVQUIK’S WEBSITE WWW.JUPITER EDGE.COM (“LIVQUIK’S WEBSITE”). THEREFORE, WHEN YOU ACCEPT THIS AGREEMENT, YOU ALSO ACCEPT LIVQUIK’S PRIVACY POLICY AND LIVQUIK’S E-SIGN POLICY. THE TERMS “YOU” AND “USER” ARE USED INTERCHANGEABLY IN THIS AGREEMENT, AND THE TERM “JUPITER EDGE” INCLUDES THE “APPLICATION.”

LivQuik reserves the right to modify this Agreement and the Privacy Policy, and any other applicable LivQuik agreements or policies relating to Jupiter Edge at any time in its sole and absolute discretion by posting the modifications on LivQuik’s Website. Your use of Jupiter Edge after the posting of any modification on Quik’s Website constitutes your acceptance of the modification. It is your responsibility to visit Quik’s Website on a regular basis to obtain the latest updates of this Agreement, including the Privacy Policy. You can always find the most recent, updated versions of this Agreement and the Privacy Policy on LivQuik’s Website.

Jupiter Edge consists of LivQuik’s proprietary computer software, including the Application, and all software, tools, technology, documentation, components, and Internet-based services, including access to LivQuik’s Website, that LivQuik supplies in connection with delivery of its mobile payment and related services to you. LivQuik reserves the right, in its sole and absolute discretion, to upgrade, add, delete, or modify features of Jupiter Edge at any time and from time to time, without notice. Jupiter Edge allows you to store on LivQuik’s host servers credit, debit, rewards, and other card information associated with card issuers that accept mobile payments via Jupiter Edge (“Card Issuers”). You then can access this information via a compatible smartphone or other compatible mobile device (“Mobile Device”) for point of sale transactions with selected providers of goods and services that accept mobile payments via Jupiter Edge within India. LivQuik does not represent that all Mobile Devices are compatible with Jupiter Edge or that Jupiter Edge will function with all carriers of wireless services. Not all issuers of debit, credit, and other cards accept payments with Jupiter Edge, and not all sellers of goods and services accept Jupiter Edge. Payment with Jupiter Edge is available only at certain locations and only with certain compatible Mobile Devices. LivQuik reserves the right, in its sole and absolute discretion, to add or delete Card Issuers, Vendors, compatible Mobile Devices, and locations that accept Jupiter Edge at any time.
Payments you make with your Mobile Device (“Mobile Payments”) are processed via electronic communication among sellers of the goods and services that you purchase that accept payment with Jupiter Edge (“Vendors”), Card Issuers, and the payment service providers and processors (collectively “Payment Processors”) that process transactions for the Vendors and the Card Issuers. Jupiter Edge provides you with access to your card information and a means of communication among you, Vendors, Card Issuers, and Payment Processors. LivQuik is an independent contractor for all purposes of the Jupiter Edge services that it provides to you. When you initiate a Mobile Payment to a Vendor, you authorize the Vendor, the Card Issuer, and the Payment Processor to implement the entire transaction, and you ultimately will receive a bill or other statement from the Vendor or the Card Issuer. You are responsible for all Mobile Payments that you make with Jupiter Edge. LivQuik is not a bank, and it does not offer banking services as defined by the Reserve Bank of India. LivQuik also does not offer money service business services as defined by the RBI.

LivQuik is not responsible for any of the products or services that you purchase or rewards or other incentives that you earn using a credit, debit, or rewards card that you access with Jupiter Edge. LivQuik is an independent contractor for all purposes of the Jupiter Edge services that it provides to you. Complaints regarding products, services, and rewards and incentives programs must be directed to the Vendor and, in the case of complaints regarding rewards, you may have recourse to the Card Issuer or another third party involved in providing or administering the rewards program. You also may have certain refund, reversal, chargeback, or other rights with respect to the Card Issuer pursuant to your agreement with the Card Issuer or under applicable law.

You are responsible for all payments, fees, interest, penalties, and similar charges relating to your credit and debit cards and your purchases with Jupiter Edge. You must comply with the terms and conditions of your agreements with your Card Issuers and, if applicable, the card networks and associations with which they are associated (collectively “Networks”). You are responsible for all fees and charges imposed by your Internet and Mobile Device service providers and compliance with the terms and conditions of your agreements with them. LivQuik urges you to retain the originals of all of your credit, debit, gift, rewards, and other cards in a safe place, such as a safe or other secure location at home or in a bank safe deposit box, because the occasion may arise when it is necessary or desirable to have an original of one or more of your Cards.

When you open a Jupiter Edge account through Jupiter Edge, you must provide LivQuik with certain personally identifiable information (“Personal Information”). Personal Information may include the following: your name and e-mail address; your mailing address; your Internet browser type and Internet Protocol address; your credit, debit, rewards, and other card information [which may include your card permanent account number (PAN), card issuer, card type (e.g., Visa), card expiration date, card security code, name of card holder, and card billing address]; your date of birth; your Aadhaar number; a password that you create; and a personal identification number that you create (PIN). When you use Jupiter Edge, some of the Personal Information described in the preceding sentence, as well as other information relating to your transaction that also may be Personal Information, including the date, amount, and location of the transaction, will be shared among LivQuik, Vendors, Card Issuers, and Payment Processors. You must keep your Personal Information up to date. LivQuik, Vendors, and Card Issuers also may use Jupiter Edge to offer you promotions, incentives, contests, rewards, credits, and coupons. By opening a Jupiter Edge account, and each time you use Jupiter Edge, you consent to the sharing of your Personal Information as described in this Agreement (including the Privacy Policy) and authorize LivQuik to retain your Personal Information to comply with regulatory requirements and the requirements of Vendors, Card Issuers, Payment Processors, and the Networks.

When you open a Jupiter Edge account, and each time that you use or access Jupiter Edge, you represent and warrant to Quik that (1) you are at least 18 years old, (2) you are a citizen or a legal resident of India, (3) all Personal Information that you have provided to LivQuik is complete and accurate in all material respects, You may not use Jupiter Edge if you are a resident of a country embargoed by India or are a foreign person or entity embargoed, blocked, or denied entry or other privileges by any governmental authority or agency of India.

LivQuik hereby grants you a personal, revocable, non-exclusive, non- transferable, limited license (“License”) to use Jupiter Edge (which includes the Application) for personal use on a computer, tablet or Mobile Device in accordance with and subject to all the terms and conditions contained in this Agreement. LivQuik reserves all rights not expressly granted to you in this Agreement. Your use of Jupiter Edge is strictly limited to use of your computer or Mobile Device for the purpose of accessing your credit card, debit, or rewards card information to make or review mobile payments (“Mobile Payments”) for goods and services with those credit, debit, rewards, and similar cards for which you activate access via Jupiter Edge. You may not use the License or Jupiter Edge for any other purpose. Any other use of the License or Jupiter Edge is strictly prohibited, and you may not sublicense or otherwise grant any third party permission to use Jupiter Edge on your behalf or on behalf of such third party or any other party. You shall not copy, publish, reproduce, alter, modify, adapt, create derivative works from, sell, license, distribute, share, publicly display, republish, upload, post, transmit, decompile, decipher, or reverse engineer Jupiter Edge or any information or material that is a component of or otherwise associated with Jupiter Edge, which information and material includes the intellectual property of Quik described in the following paragraph. You shall not attempt to work around, bypass, or circumvent any of the technical features or aspects of Jupiter Edge. LivQuik Technology (India) Private Limited., Jupiter Edge, the LivQuik and Jupiter Edge logos, the graphics, icons, and the scripts used in connection with Jupiter Edge on your computer or Mobile Device, LivQuik’s & Jupiter Edge’s Website, or elsewhere are trade dress, service marks, trademarks, or registered trademarks of LivQuik Technology (India) Private Limited., Jupiter Edge, LivQuik’s Website, and their contents, features, and related software are protected by trade dress, copyright, service mark, trademark, patent, trade secret, and other laws, and by international treaties, the laws of India and other nations, and other intellectual property protections. LivQuik reserves all present and future intellectual property rights throughout the world, and the License granted to you pursuant to this Agreement only permits you to use Jupiter Edge in strict compliance with all the terms and conditions of this Agreement. LivQuik’s reserved intellectual property rights include, without limitation, the following: all patent, trademark, service mark, trade secret, and trade dress rights; all copyrights; all mask work rights, rights of publicity, and moral rights; and all associated goodwill.

When you open a Jupiter Edge account, you must provide LivQuik with Personal Information. When you use Jupiter Edge, some of this Personal Information, and additional Personal Information relating to your transactions, will be disclosed to and shared among LivQuik, Vendors, Card Issuers, Payment Processors, and third parties contracted by or otherwise affiliated with LivQuik that provide products or services that are necessary or desirable to assure the performance and functionality of Jupiter Edge (collectively “LivQuik Contractors”). LivQuik has expended considerable time, effort, and resources, and implemented technical and organizational measures, to maintain the security of your Personal Information. However, LivQuik cannot and does not guarantee that your Personal Information is impervious to all breaches of security through interception, hacking, or other means. Operation of Jupiter Edge, LivQuik’s host servers, and communication and other links among LivQuik, Vendors, Card Issuers, and Card Processors may be interfered with by numerous factors beyond LivQuik’s or their control. Vendors, Card Issuers, and Payment Processors cannot process a Mobile Payment without identifying certain Personal Information, including name, card type, card permanent account number, card expiration date, card security code, transaction details, transaction authorization code, and billing address. By opening a Jupiter Edge account and by using Jupiter Edge, you consent to the transmission of Personal Information to LivQuik and authorize LivQuik and its agents to receive, record, store, and process your Personal Information and permit Vendors, Card Issuers, Payment Processors, and LivQuik Contractors access to it as reasonably necessary or desirable to facilitate Mobile Payments and to maintain and improve the services that Jupiter Edge provides. You also authorize Vendors, Card Issuers, Payment Processors, and LivQuik Contractors to receive, record, store, and process your Personal Information as reasonably necessary or desirable to facilitate Mobile Payments and to maintain and improve the services that Jupiter Edge provides. The scope and use of your Personal Information by LivQuik are described in and subject to the terms and conditions of this Agreement and LivQuik’s Privacy Policy, which forms an integral part of this Agreement. LivQuik’s use of your Personal Information is subject to the Privacy Policy. As provided in the Privacy Policy, you cannot opt-out of the disclosure or sharing of Personal Information that is necessary or desirable for the functionality of Jupiter Edge, but you may have the right to opt-out of the disclosure or sharing of Personal Information for marketing purposes. Please find the most recent version of LivQuik’s Privacy Policy here. Card Issuers, and some Vendors, will have their own privacy policies regarding your Personal Information. LivQuik has no responsibility for those policies.

Under no circumstance shall you use Jupiter Edge for any purpose other than to facilitate an authorized Mobile Payment. You shall not access or use Jupiter Edge in any manner that (1) is unauthorized, deceptive, fraudulent, or unlawful, or that gives rise to civil liability, (2) uses technology or any other means to improperly access or monitor LivQuik or any Vendor, Card Issuer, Payment Processor, or LivQuik Contractor, (3) uses technology or any other means to improperly access, monitor, or use any material or data or proprietary or confidential information of LivQuik, any Vendor, Card Issuer, Payment Processor, or LivQuik Contractor, or any party that uses the services of LivQuik or any Vendor, Card Provider, Payment Processor, or LivQuik Contractor, (4) uses any automated system, such as “robots,” “spiders,” “scrapers,” or “offline readers” to (a) improperly access or monitor LivQuik or any Vendor, Card Issuer, Payment Processor, or LivQuik Contractor, or any party that uses the services of LivQuik or any Vendor, Card Provider, Payment Processor, or LivQuik Contractor, or (b) improperly access, monitor, or use any material or data or proprietary or confidential information of LivQuik or any Vendor, Card Issuer, Payment Processor, or LivQuik Contractor, or any party that uses the services of LivQuik or any Vendor, Card Provider, Payment Processor, or LivQuik Contractor, (5) attempts to introduce spam, viruses, worms, Trojan horses, or any other computer codes, files, or programs that damage, disable, overburden, interrupt, impair, limit, or interfere with the functionality of any computer or telecommunications software, hardware, or network, including Jupiter Edge, (6) attempts to gain unauthorized access to LivQuik’s host servers, computer networks, or user or Merchant accounts, (7) attempts to damage, disable, overburden, interrupt, impair, limit, or interfere with LivQuik’s servers or networks, (8) attempts to modify the code or functionality of Jupiter Edge, or (9) violates this Agreement. You agree not to use Jupiter Edge to make Mobile Payments for any of the following purposes or in connection with any of the following transactions: (1) any illegal activity; (2) infomercial purchases; (3) internet, mail order, or telephone order prescriptions or services (where fulfillment of medication is performed with an internet or telephone consultation, absent a physical visit with a physician, including re-importation of pharmaceuticals from foreign countries); (4) prepaid phone cards or phone services; (5) sales of money- orders or foreign currency by non-financial institutions; (6) betting, including lottery tickets, casino gaming chips, off-track betting, wagers at races, and gambling establishments; (7) financial institutions offering manual or automated cash disbursements; (8) bill payment services; (9) wire transfer money orders; (10) drug paraphernalia; (11) internet, mail order, or telephone order cigarette, tobacco, or wine or liquor purchases; (12) adult entertainment oriented products or services, including internet, telephone, and printed material; (13) hate products and occult materials; (14) escort services; (15) internet, mail order, or telephone order firearm or weapon purchases; (16) airline tickets and services; (17) cruise line tickets and services; (18) collection agency services; (19) credit counseling or repair agencies or debt elimination or reduction services; (20) credit protection or identity theft protection services; (21) direct marketing or continuity or subscription offers or services; (22) multi-level marketing products or services; (23) telemarketing purchases; (24) multi-level marketing program purchases; (25) buyers or membership club purchases; (26) bankruptcy attorney services; (27) purchases from financial institutions offering merchandise and services; If any of the activities or transactions described above occurs, LivQuik shall have the right, in its sole and absolute discretion and without prior notice, to suspend or terminate your License to use Jupiter Edge, but LivQuik shall have no obligation to do so and LivQuik shall not be responsible for any failure or delay in doing so or taking any other action. Nothing contained in this Agreement or the Privacy Policy supersedes or limits your obligations under any agreement you may have with a Card Issuer, including obligations regarding granting permission to third parties to use your credit, debit, or rewards card, and you shall comply at all times with those obligations. If you grant permission to another person to use Jupiter Edge to access your stored credit, debit, or rewards card information in violation of this Agreement or your agreement with a Card Issuer, you do so at your own risk. The granting of such permission shall not relieve you of your responsibilities under this Agreement, and the person to whom you have granted permission also shall be bound by this Agreement. If we believe that a Mobile Payment or other use of Jupiter Edge violates this Agreement or any applicable law or regulation, we may decline to process the Mobile Payment or otherwise suspend your use of Jupiter Edge without prior notice. In the case of a reasonable suspicion that you are using Jupiter Edge for an illegal purpose, you acknowledge and agree that we may share information regarding you and your use of Jupiter Edge with law enforcement authorities. You shall immediately notify LivQuik and the applicable Card Issuer of any inaccurate, unauthorized, or fraudulent Mobile Payment transaction or any breach of security (such as use of your PIN). Do not share your PIN. You are responsible for all transactions made in whole or in part via your Jupiter Edge account. LivQuik shall not be responsible for any losses arising out of the loss or theft of Personal Information or from inaccurate, unauthorized, or fraudulent Mobile Payment transactions. Your liability for inaccurate, unauthorized, or fraudulent Mobile Payment transactions is governed by your agreement with the applicable Card Issuer. Your sole remedy against LivQuik with respect to any inaccurate, unauthorized, or fraudulent Mobile Payment transaction is to terminate this Agreement and not make any further Mobile Payments using Jupiter Edge.

You agree that LivQuik may provide notices and disclosures required by law and other information to you regarding Jupiter Edge and this Agreement (including the Privacy Policy and the E-Sign Policy) by posting it on LivQuik’s Website or by sending you an e-mail at the e-mail address you use in connection with your Jupiter Edge account. Upon your acceptance of this Agreement, you confirm that you have read, understood, and accepted LivQuik’s Privacy Policy. Notices and disclosures posted on Jupiter Edge’s or LivQuik’s Website or e-mailed to you shall be deemed effective 24 hours after posting or e-mailing. It is your responsibility to visit Jupiter Edge’s and/or LivQuik’s Website on a regular basis to obtain notices, disclosures, and the latest updates of this Agreement, including the Privacy Policy and the E-Sign Policy. It also is your responsibility to update your Personal Information as it may change from time to time, including your e-mail address. You agree that electronic notices and disclosures have the same meaning and effect as if provided in a paper format. You acknowledge your understanding that email messages may not be secure, may contain computer viruses or other defects, may not be accurately replicated on other systems, or may be intercepted, deleted or interfered with without the knowledge of the sender or the intended recipient. LivQuik makes no warranties in relation to these matters.

LIVQUIK IS PROVIDING JUPITER EDGE TO USER ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT ANY EXPRESS, IMPLIED, OR STATUTORY WARRANTY. USER ASSUMES THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF JUPITER EDGE. WRITTEN OR ORAL ADVICE OR INFORMATION THAT YOU MAY OBTAIN FROM LIVQUIK THROUGH JUPITER EDGE OR LIVQUIK’S WEBSITE, INCLUDING THROUGH COMMUNICATION WITH LIVQUIK’S CUSTOMER SUPPORT DEPARTMENT, DO NOT CREATE ANY EXPRESS OR IMPLIED WARRANTIES. QUIK’S ONLY WARRANTIES AND OTHER OBLIGATIONS TO USER ARE CONTAINED IN AND ARE LIMITED BY THIS AGREEMENT. ANY MATERIAL DOWNLOADED OR OTHERWISE RECEIVED THROUGH JUPITER EDGE OR LIVQUIK’S WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU ALONE ARE RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER, MOBILE DEVICE, OR STORED DATA AS A RESULT OF SUCH DOWNLOADING OR RECEIPT OR USE OF JUPITER EDGE OR LIVQUIK’S WEBSITE, INCLUDING ALL REPAIR AND REPLACEMENT COSTS. LIVQUIK DOES NOT WARRANT, GUARANTEE, ENDORSE, OR ASSUME RESPONSIBILITY FOR ANY GOODS OR SERVICES ADVERTISED, OFFERED, OR SOLD BY A THIRD PARTY THROUGH JUPITER EDGE OR QUIK’S WEBSITE, WHETHER DONE DIRECTLY OR THROUGH BANNERS OR BY MEANS OF A HYPERLINK TO ANOTHER WEBSITE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LIVQUIK SPECIFICALLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WITHOUT LIMITING THE FOREGOING, LIVQUIK DOES NOT WARRANT OR GUARANTEE THAT (1) JUPITER EDGE WILL OPERATE ON AN UNINTERRUPTED BASIS OR BE AVAILABLE AT ALL TIMES AND ALL PLACES OF BUSINESS, OR (2) THE SECURITY OF YOUR PERSONAL INFORMATION WILL NOT BE BREACHED, OR (3) PERSONAL INFORMATION OR OTHER DATA TRANSMITTED OR STORED IN CONNECTION WITH JUPITER EDGE (INCLUDING AS PART OF A MOBILE PAYMENT TRANSACTION) WILL BE SUCCESSFULLY, ACCURATELY, OR SECURELY TRANSMITTED OR STORED, OR (4) JUPITER EDGE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR (5) GOODS AND SERVICES PROVIDED BY THIRD PARTIES WILL BE OF THE NATURE OR QUALITY REPRESENTED BY THE PROVIDER OR REQUIRED BY LAW. YOU ACKNOWLEDGE AND AGREE THAT ALL OF THE DISCLAIMERS OF WARRANTY CONTAINED IN THE PRECEDING PARAGRAPHS OF THIS “DISCLAIMER OF WARRANTIES” SECTION OF THIS AGREEMENT ARE FUNDAMENTAL ELEMENTS OF THIS AGREEMENT AND THAT LIVQUIK WOULD NOT PROVIDE JUPITER EDGE OR ACCESS TO LIVQUIK’S WEBSITE TO YOU WITHOUT THEM. APPLICABLE LAW MAY NOT PERMIT SOME OR ALL OF THE FOREGOING DISCLAIMERS OF WARRANTY, SO SOME OR ALL OF THEM MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM STATE TO STATE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT, INCLUDING, WITHOUT LIMITATION, A NEGLIGENT ACT OR A NEGLIGENT OMISSION OR FAILURE TO ACT, SHALL LIVQUIK OR ANY OF ITS SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, AFFILIATES, OR CONTRACTORS BE RESPONSIBLE OR LIABLE TO USER OR ANY THIRD PARTY (1) BASED ON THE USE OR PERFORMANCE OF JUPITER EDGE OR LIVQUIK’S WEBSITE, INCLUDING PERFORMANCE OF A MOBILE PAYMENT TRANSACTION THAT INVOLVES THE USE OF JUPITER EDGE AT ANY STAGE OF A MOBILE PAYMENT TRANSACTION; OR (2) FOR ANY INTERRUPTION, UNAVAILABILITY, OR CESSATION OF JUPITER EDGE SERVICE OR LIVQUIK’S WEBSITE; OR (3) BASED ON A BREACH OF SECURITY OR UNAUTHORIZED ACCESS TO LIVQUIK’S SERVERS OR ANY PERSONAL INFORMATION OR OTHER DATA STORED ON LIVQUIK’S SERVERS; OR (4) BASED ON A BREACH OF SECURITY OR UNAUTHORIZED ACCESS TO YOUR COMPUTER OR MOBILE DEVICE OR ANY PERSONAL INFORMATION OR OTHER DATA STORED ON THEM; OR (5) FOR THE NATURE OR QUALITY OF A GOOD OR SERVICE THAT YOU PURCHASE WITH JUPITER EDGE OR OTHERWISE THROUGH LIVQUIK’S WEBSITE; OR (6) FOR PERSONAL INJURY OR PROPERTY DAMAGE OF ANY KIND WHATSOEVER THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO JUPITER EDGE OR LIVQUIK’S WEBSITE; OR (7) FOR ANY BUGS, VIRUSES, TROJAN HORSES, WORMS, OR SIMILAR OR RELATED MALWARE THAT A THIRD PARTY MAY TRANSMIT VIA JUPITER EDGE OR LIVQUIK’S WEBSITE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LIVQUIK OR ANY OF ITS SHAREHOLDERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, AFFILIATES, OR CONTRACTORS BE RESPONSIBLE OR LIABLE TO USER OR ANY THIRD PARTY FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY (PUNITIVE) DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR ANY OF THE FOLLOWING: LOSS OF GOODWILL; LOSS OF PROFITS; LOSS, THEFT, OR CORRUPTION OF PERSONAL INFORMATION OR OTHER DATA; LOSS OF USE OR OTHER INTANGIBLE LOSSES; THE INABILITY TO USE JUPITER EDGE OR LIVQUIK’S WEBSITE; OR COMPUTER OR MOBILE DEVICE FAILURE OR MALFUNCTION. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL USER OR ANY THIRD PARTY BE ENTITLED TO ANY REMEDY FOR DAMAGES OTHER THAN DIRECT, ACTUAL DAMAGES, THE TOTAL AGGREGATE AMOUNT OF WHICH DAMAGES SHALL NOT EXCEED INR 50, REGARDLESS OF WHETHER THE DAMAGES ARE BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), STATUTE, OR ANY OTHER BASIS. YOU ACKNOWLEDGE AND AGREE THAT ALL OF THE LIMITATIONS CONTAINED IN THE PRECEDING PARAGRAPHS OF THIS “LIMITATION OF LIABILITIES” SECTION OF THIS AGREEMENT (1) ARE FUNDAMENTAL ELEMENTS OF THIS AGREEMENT AND THAT LIVQUIK WOULD NOT PROVIDE JUPITER EDGE OR ACCESS TO QUIK’S WEBSITE TO YOU WITHOUT THEM, AND (2) APPLY REGARDLESS OF WHETHER THE REMEDY SOUGHT IS BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), STATUTE, OR OTHERWISE. APPLICABLE LAW MAY NOT PERMIT SOME OR ALL OF THE FOREGOING LIMITATIONS OF LIABILITY, SO SOME OR ALL OF THEM MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM STATE TO STATE.

To the maximum extent permitted by applicable law, upon demand by LivQuik, User shall indemnify, defend, and hold LivQuik and its shareholders, officers, directors, employees, agents, representatives, contractors, and affiliates, and their respective owners, shareholders, officers, directors, managers, employees, agents, representatives, and contractors free and forever harmless from and against any and all claims, demands, actions, causes of action, damages, liabilities, judgments, costs, expenses (including attorneys’ and other professionals’ fees), interest, taxes, fines, and penalties that arise from or relate to User’s actual or alleged (a) misuse of Jupiter Edge, (b) violation of this Agreement, (c) breach of any representation or warranty of User in this Agreement, (d) violation of the rights of any third party, or (e) violation of any applicable federal, state, or foreign law or regulation. LivQuik reserves the right to assume the exclusive defense and control of any matter subject to indemnification by User, in which event User shall cooperate with LivQuik in the defense of the matter and pay all costs and expenses LivQuik incurs in such defense, including attorneys’ fees and other professionals’ fees.

If you have a claim, demand, complaint, controversy, or dispute of any kind whatsoever that relates to or arises from this Agreement, Jupiter Edge, or the relationship between us (each, a “Dispute”), please contact our Customer Support Department by e-mail at edge-support@jupiter.money and we will do our best to resolve the Dispute with you. However, please recall that, as this Agreement states in several places, LivQuik is not responsible for the acts or failures to act of third parties or for products and services provided by third parties. If you have a complaint about a product, you must contact the Vendor and, perhaps, the distributor or manufacturer. If you have a dispute regarding a credit card bill, you must contact your Card Issuer and, perhaps, the Vendor. If you have a complaint or dispute regarding loyalty points or other rewards, you must contact the applicable Vendor or Card Issuer. LivQuik has no responsibility for such matters, and the term “Dispute” does not include third-party complaints or disputes with third parties. If LivQuik has a claim, demand, complaint, controversy, or dispute of any kind whatsoever with you that relates to or arises from this Agreement, Jupiter Edge, or the relationship between us, LivQuik’s claim, demand, complaint, or dispute shall be deemed a “Dispute” and, before initiating arbitration on the terms and conditions set forth in Section 14 below, LivQuik first shall contact you and attempt to resolve the Dispute on an informal basis. The term “Dispute” includes claims, demands, complaints, controversies, and disputes of every kind and nature whatsoever, including those based on contract, tort, statute, law, equity, or any other legal theory.

Summary: In the unlikely event that, after contacting our Customer Support Department to resolve a Dispute with LivQuik on the informal basis contemplated by Section 13 above, the Dispute remains unresolved, you and LivQuik agree to resolve the Dispute through binding arbitration by the Indian Council of Arbitration (“ICA”). If LivQuik has a Dispute with you that it has not been able to resolve on the informal basis contemplated by Section 13, LivQuik also agrees to resolve the Dispute through binding arbitration by the ICA. Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or a jury, generally permits less discovery than is available in a court proceeding, and the arbitrator’s decision or award is subject to very limited court review. The arbitrator can award the same damages and relief that a judge or other court official could award if a Dispute relating to or arising from this Agreement were the subject of a court proceeding. However, arbitration under this Agreement will be on an individual basis. That is, we agree that class arbitrations, class actions, private attorney general actions, and other group or collective actions are not permitted under this Agreement. If you initiate arbitration of a Dispute that is not frivolous, LivQuik will pay all filing, administration, and arbitrator fees, regardless of whether the arbitrator decides in favour of you or LivQuik. If, however, the arbitrator decides that either the substance of your Dispute or the relief you sought is frivolous or brought for an improper purpose, then the payment of all such fees will be governed by the applicable rules of the ICA. The arbitrator may award attorneys’ fees and costs in accordance with applicable law, but LivQuik agrees that it shall not be entitled to attorneys’ fees, even if the arbitrator decides in favour of LivQuik, unless the arbitrator determines that either the substance of your Dispute or the relief you sought is frivolous or brought for an improper purpose, in which case the payment of attorneys’ fees shall be governed by the applicable rules of the ICA. Arbitration Agreement: The following provisions shall apply to arbitration under this User Agreement: (a) To the maximum extent permitted by law, you and LivQuik agree to resolve any and all Disputes that have not been resolved through the informal process contemplated by Section 13 above by submitting the unresolved Dispute to binding arbitration by the Indian Council of Arbitration (www.icaindia.co.in) in accordance with its Commercial Arbitration Rules and the Supplementary Procedures for Consumer-Related Disputes (collectively, the “Rules”). Except as otherwise specifically provided in this Agreement, the arbitration shall be conducted in accordance with the Rules (including the Optional Rules for Emergency Measures of Protection), and judgment on the arbitrator’s award may be entered in any appropriate court that has jurisdiction; (b) You may access the Rules, which are subject to change by the ICA from time to time, at www.icaindia.co.in. You or LivQuik may initiate arbitration of a Dispute in the manner provided for in the Rules, except that you or LivQuik, as applicable, must commence arbitration within one (1) year after the occurrence of the event or the act or the failure to act on which the Dispute is based; (c) There shall be a single arbitrator, and you and LivQuik must agree upon the arbitrator within the time period and in the manner provided by the Rules. If you and LivQuik are unable to agree upon an arbitrator, the ICA shall select the arbitrator in accordance with the Rules. The arbitrator shall have at least ten (10) years of experience as an arbitrator and shall be knowledgeable of the specific subject matter of the Dispute. Unless you and LivQuik agree otherwise, the arbitration shall be conducted in the City of Mumbai, State of Maharashtra. (c) There shall be a single arbitrator, and you and LivQuik must agree upon the arbitrator within the time period and in the manner provided by the Rules. If you and LivQuik are unable to agree upon an arbitrator, the ICA shall select the arbitrator in accordance with the Rules. The arbitrator shall have at least ten (10) years of experience as an arbitrator and shall be knowledgeable of the specific subject matter of the Dispute. Unless you and LivQuik agree otherwise, the arbitration shall be conducted in the City of Mumbai, State of Maharashtra. (d) As provided in the Rules, you or LivQuik may seek interim measures (such as a temporary injunction), or in separate judicial proceeding limited to temporary, interim relief. The arbitrator shall have the discretion and authority to order such depositions as the arbitrator considers necessary for a full and fair exploration of the issues the Dispute presents, consistent with the nature of an arbitration proceeding conducted in accordance with the Rules; (d) The arbitrator shall issue a reasoned written explanation of the legal and factual basis of the arbitrator’s award that is sufficient to explain the essential findings and conclusions on which the award is based. The arbitrator’s award shall be final and binding, and it may be entered as a judgment in any appropriate court that has jurisdiction. LivQuik shall pay all filing, administration, and arbitrator fees, regardless of whether the arbitrator decides in favour of you or LivQuik, unless the arbitrator determines that either the substance of your Dispute or the relief you sought is frivolous or brought for an improper purpose, in which case the payment of all such fees will be governed by the Rules. The arbitrator may award attorneys’ fees and costs in accordance with applicable law, but LivQuik agrees that it shall not be entitled to attorneys’ fees, even if the arbitrator decides in favour of LivQuik, unless the arbitrator determines that either the substance of your Dispute or the relief you sought is frivolous or brought for an improper purpose, in which case the payment of attorneys’ fees shall be governed by the Rules; (e) YOU AND QUIK AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, OR REPRESENTATIVE OF ANY PURPORTED CLASS OR OTHER GROUP IN A CLASS ACTION, PRIVATE ATTORNEY GENERAL, OR OTHER REPRESENTATIVE OR COLLECTIVE PROCEEDING. FURTHER, UNLESS YOU AND LIVQUIK AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE, CLASS, OR COLLECTIVE PROCEEDING. IF THIS SPECIFIC PROVISION IS FOUND TO BE UNENFORCEABLE, THEN THE ENTIRETY OF THE ARBITRATION AGREEMENT PROVIDED FOR IN THIS SECTION 14 SHALL BE NULL AND VOID. IF ANY OTHER PROVISION OF THIS SECTION 14 IS FOUND TO BE UNENFORCEABLE, IT SHALL BE SEVERED AND THE REMAINING ARBITRATION PROVISIONS SHALL BE ENFORCED (BUT IN NO CASE SHALL THERE BE A CLASS ARBITRATION OR SIMILAR PROCEEDING); (f) YOU AND LIVQUIK ACKNOWLEDGE AND AGREE THAT, BY AGREEING TO RESOLVE DISPUTES BETWEEN US THROUGH ARBITRATION, EACH OF US IS WAIVING THE RIGHT TO A TRIAL BY JURY; AND (h) This Agreement evidences a transaction in interstate commerce. The arbitration provisions of this Agreement shall survive termination of this Agreement. For purposes of this Agreement, the term “LivQuik.” And “Jupiter Edge” includes its shareholders, officers, directors, employees, agents, representatives, contractors, and affiliates.

You may terminate this Agreement at any time for any reason or no reason by closing your Jupiter Edge account. If you wish to do so, contact LivQuik’s Customer Support Department by you may contact LivQuik by e-mail at edge-support@jupiter.money. LivQuik may terminate this Agreement and close your Jupiter Edge account, or suspend your Jupiter Edge account, at any time for any reason or no reason upon notice to you. Extended inactivity may result in a suspension or termination of this Agreement and your License. If you or LivQuik terminate this Agreement, your License also is terminated and you must discontinue all use of Jupiter Edge. Upon termination, LivQuik may, but is not obligated to, delete your Personal Information and other information relating to you and your account. Federal or state law may require that LivQuik maintain information for a number of years for regulatory or law enforcement purposes. Rules of the Networks also may require record retention for extended periods.

Upon termination of this Agreement by you or LivQuik, provisions of this Agreement that reasonably must remain in effect to enforce or to accomplish the intent of this Agreement shall survive termination. These surviving provisions include, without limitation, the provisions of this Agreement concerning collection and sharing of Personal Information (Section 4), representations and warranties (Section 5), intellectual property protection (Section 6), disclaimer of warranties (Section 10), limitation of liability and damages (Section 11), indemnification (Section 12), informal dispute resolution and arbitration (Sections 13 and 14), governing law, jurisdiction, and venue (Section 16), and the miscellaneous provisions contained in Section 18. Termination shall not affect any obligations that you may have to third parties, such as the obligation to pay for completed Mobile Payments. You shall not be entitled to any compensation, reimbursement, or damages in the event LivQuik terminates this Agreement or suspends your Jupiter Edge account, which it may do for any reason or no reason.

This Agreement is governed by the laws of India and the city of Mumbai, user consents to the exclusive jurisdiction of the courts in Mumbai, in the event of any legal proceeding relating to or arising from this Agreement or Jupiter Edge in connection with any matter that is not subject to binding arbitration as provided above in this Agreement. The preceding sentence shall not constitute a waiver of the parties’ agreement that, to the maximum extent permitted by law, all complaints and disputes between them shall be resolved by binding arbitration.

If you need to communicate with LivQuik for any reason, such as for technical support, to resolve a Dispute, to close you Jupiter Edge account, or to opt-out of the sharing of Personal Information regarding which you have the right to opt-out, contact LivQuik’s Customer Support Department by e-mail at edge-support@jupiter.money.

This Agreement (including the Privacy Policy), as modified from time to time as provided in this Agreement, constitutes the entire agreement between User and LivQuik, and there are no oral or written agreements or understandings or representations and warranties between the parties except as expressly set forth in this Agreement. In the event of any conflict between the provisions of this Agreement (which includes the Privacy Policy) and any other LivQuik agreement or policy, the provisions of this Agreement shall control. No waiver of any provision of this Agreement shall constitute a continuing waiver or a waiver of any other provision of this Agreement. No provision of this Agreement is intended to be for the benefit of or enforceable by any third party. Except as provided in subsection (f) of Section 14 of this Agreement (which is entitled “Disputes and Binding Arbitration”), if any provision of this Agreement is for any reason declared invalid or unenforceable by reason of the laws of the India, the validity of any of the remaining provisions shall not be affected and such remaining provisions shall remain in full force and effect as if User and LivQuik had entered into this Agreement without the invalidated provision.

Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition and Terms of Service, you expressly consent LivQuik to transfer all your data and account information which is not limited to your Personal Information, PPI wallet, KYCs, mobile, name, contact details to business partner with whom LivQuik has entered into an arrangement with for the users onboarded on Jupiter Edge App.

Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition and Terms of Service, you acknowledge, authorizes and give consent to the LivQuik to undertake KYC verification through CERSAI portal or DigiLocker or otherwise and undertake all such actions as may be required on behalf or otherwise to duly complete the process of such verification including by way of KYC fetched through CERSAI portal or DigiLocker and share such information with any authority and store such information in a manner it deems fit.

Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition and Terms of Service, you understand and expressly consent LivQuik to debit your balance lying in your PPI wallet account to repay the outstanding loan amount against the request received from the lending partner “NDX P2P Private Limited”. This consent shall be valid until your Jupiter Edge account is closed or suspended as mentioned under this document.

LivQuik may share copies of identification data and other relevant documentation relating to the customer due diligence requirements with the entities which are regulated, supervised or monitored for, and have measures in place for, compliance with customer due diligence and record-keeping requirements in line with the requirements and obligations under the PML Act, for them to rely on. Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition and Terms of Service, you expressly consent to LivQuik for sharing your KYC information with the Regulated Entities (including but not limited to Non-Banking Financial Companies and Banks) and business partner for the purpose of carrying out all possible checks and balances to assure the credibility of the user, improving existing services, data enrichment, generate affluence score, outsourcing relationship management activity, collection of overdues, launch of ancillary service or product. You further acknowledge that partner regulated entities will have sole discretion to provide a service to the user. If you are not eligible for a service as per the internal risk parameters of partner Regulated Entities, you will not have access to the Jupiter Edge App. Furthermore, you acknowledge that the regulated entities and business partner will retain the information provided by you for regular credibility check and if eligible, you may receive request from LivQuik to complete the onboarding.

You understand and explicitly consent that Amica Financial Technologies Private Limited (“Jupiter”) is the technology service provider for LivQuik’s Jupiter Edge App and shall collect your personal information which may include device information and operating system information, financial information and transactional and payment related information directly from you through Jupiter Edge App for security and service purpose and further share it with the LivQuik. Details of it is mentioned in the LivQuik Privacy Policy.

Accepting these T&C, implies your express consent to be contacted by us, representatives, affiliates, collection agents or anyone calling on our behalf at any contact number, or physical or electronic address provided by you while registering your account with Jupiter. You further agree to us contacting you in any manner, including without limitation, emails, SMS messages, WhatsApp, calls using pre-recorded messages or artificial voice, and notifications sent via our mobile application.

Revision in the T&Cs

Notwithstanding anything to the contrary mentioned elsewhere in this Terms and Condition and Terms of Service, the T&Cs and ToS may be modified, at any time, at our sole discretion without any prior intimation to you. The revised/modified version of the same shall be posted on the Jupiter Edge App. It is your responsibility to review the same on a regular basis. By accessing and continuing to use the Jupiter Edge App, it is deemed that the you have understood and agreed to the revised version. Further, the services and features provided by Us may be subject to change at our discretion, and We do not require your consent for the same nor shall We be liable to you for any such change.